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German health care system

 

Germany’s health insurance serves as model for social health insurance projects world wide.  In fact, as institution the social health insurance has been surprisingly successful and resilient over time – it celebrated its 125th birthday in 2008.  The system has its problems and since the early 1990s a wave of progressively more fundamental reforms was enacted.  A less well known fact is that Germany also has a private health insurance sector which covers about 10 percent of the population.  The private system is fundamentally different from the social health insurance in aspects from financing to quality, and covers mostly civil servants and high-income earners.  That system was also affected by the recent round of reforms.

 

Up-to-date literature on the German health care system is somewhat rare, especially with regards to details.  The recent reforms have changed fundamental elements of the system and so far I have not found a good summary of them all, in either German or English.  Below some useful background, comments welcome.

 

 

Recent reforms

 

Brandt, N (2008) „Moving Towards more Sustainable Healthcare Financing in Germany“ OECD Economics Department Working Paper #612 http://puck.sourceoecd.org/vl=1610822/cl=16/nw=1/rpsv/workingpapers/18151973/wp_5kzlhmgrsqzx.htm

·       Concise technical overview of the recent reforms

 

Reinhardt, UE and Cheng, TM (2008) „Shepherding Major Health System Reforms: A Conversation With German Health Minister Ulla Schmidt“ Health Affairs 27(3): w204-w213 http://content.healthaffairs.org/cgi/content/abstract/hlthaff.27.3.w204v1

·       Good overview of politics and strategy of the recent health reforms

·       See accompanying letters for a discussion whether Germany could serve as model for the US

 

 

Background on the system

 

Busse, R and Riesberg, A (2004) „Health Systems in Transition: Germany  http://www.euro.who.int/Document/E85472.pdf

·       Still the most comprehensive report that I’ve seen, though a little dated (a 2005 version is available in German only)

·       Briefly discusses the earlier reforms up to 2004

 

 

Empirical research

 

Schreyögg, J and Grabka, M (2009) “Copayments for Ambulatory Care in Germany: a Natural Experiment Using a Difference-In-Difference Approach“  European Journal of Health Economics, online http://www.springerlink.com/content/ut5121252871u291/

·       Also available as DIW discussion paper on http://www.diw.de/documents/publikationen/73/81490/dp777.pdf

·       One of the few focused empirical studies on German health reforms, using the SOEP data

 

 

 

 

Last updated November 1, 2009